Pension 2.0 — A Smarter Way to Build Lifetime Wealth

Save from every paycheck, grow it automatically, and get monthly income for life—without doing the math yourself.

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Built for People Who Want Their Money to Work Smarter

Spend confidently—without running out

When you stop working, we send you monthly "paychecks" from your savings—designed to last your whole life, so you never have to guess or worry.

Use your money when you need it

Whether it's an emergency, a big opportunity, or just life happening—your money is always available. You're not locked in or penalized for accessing your own savings.

Save before you even see it

We connect directly to your paycheck and move money into savings automatically. You don't have to budget, remember, or lift a finger—it just happens in the background.

Start small, grow big

Begin with as little as $1/hour worked—or choose the fully optimized amount based on your income. We grow it automatically, so you don't have to think about it.

Invest like the institutions

Your money goes into private equity, venture capital, and hedge-fund-like strategies—normally reserved for the ultra-wealthy. But you can still access your savings anytime.

Start in under 60 seconds

Sign up, choose your savings amount, and link your bank or paycheck—all in about a minute. From there, everything runs automatically.

Most Retirement Plans Are Missing a Leg

The system that supported past generations doesn't hold up anymore.

Leg 1

Social Security

Government-provided income to cover basic needs in retirement

Most people still receive this

Leg 2

401(k) / Personal Savings

You save and invest on your own—and hope it lasts

About 50% of people have this

Leg 3

Pension

Reliable monthly income for life—used to be provided by employers

Most people don't have this anymore

Retirement used to rest on three legs: Social Security, personal savings, and a pension.

But over the last 40 years, pensions have mostly disappeared—leaving people to figure it out on their own.

That means you're now responsible for how much to save, how to invest it, and how to turn it into income that lasts.

Pension 2.0 brings back the missing leg—modernized for today.

But this time, it's personal.

Traditional pensions came from your employer. Pension 2.0 is independent. It's yours.

It helps you save automatically, invest professionally, and turn your savings into monthly income for life—just like the old system, but built for the way we work now.

It doesn't replace your 401(k). It completes the picture.

How It Works

Sign Up in Minutes

Connect your bank, answer a few short questions, and set your savings goal. It takes about a minute to get started.

We Run the Numbers

We show you how much you should save and how much you can safely spend—based on your income, savings, and goals.

You Set the Pace

You choose how much of that amount you want to follow. You can start small—even just $1/hour worked—and adjust anytime.

Auto-Save Each Payday

Every time you get paid, we automatically move your chosen savings amount—so you don't have to think about it.

Smarter Investing, Built In

Your money is invested using the same strategy large university endowments use—designed to grow your wealth steadily over time, without guessing or timing the market.

Get Paychecks for Life

When you stop working, we turn your savings into monthly income—designed to last your lifetime and help you leave money behind if you choose.

Ready to Make Your Money Work Smarter?

Join the waitlist and be among the first to use the system that turns savings into lifetime income—automatically.

Reserve My Spot